Wealth Management Begins with Risk Management
At The Geringer Group our focus, first and foremost, is on managing risk. Why? Because the “buy and hold” strategies that worked in the past have proven inadequate to 21st Century challenges:
From 2000-02 the S&P declined 47%; the NASDAQ declined 78%.
From 2007-09 the S&P declined 56%.
The Fallout: A Lost Decade and More….
For a buy and hold investor it took almost 13 years, from March 2000-January 2013, just to recover what they had lost in these downturns. They made nothing and would have seriously depleted their nest egg had they taken money out for retirement or emergencies.
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Can You Afford to Proceed with Business as Usual?
Since bottoming out in March 2009, the S&P has gone on a 7-year bull market run that has more than tripled its value. It traded near its all-time high at a time when corporate profits declined 18% from their peak levels.
Additionally, two major sources boosted its climb:
The Fed’s quantitative easing
Corporate stock buybacks
Both sources have either ended or been reduced significantly.
Facing such headwinds, are we about to experience “déjà vu all over again?” Can you afford to lose another 50-60% of your nest egg, or perhaps even more?
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Complimentary Investment Risk Analysis
We invite you to have a complimentary risk analysis done by us, where we can show you in detail the kind of risks you currently have in your portfolio and how it compares to strategies we offer.
