Wealth Management Begins with Risk Management
Has your financial advisor ever talked to you about your risk number?
The Geringer Group utilizes cutting edge technology from Riskalyze that pinpoints your acceptable levels of risk and reward with unparalleled accuracy. It can meet clients’ expectations with 95% mathematical confidence. Riskalyze helps us ensure that your portfolio aligns with YOUR investment goals and expectations.
How does an investor learn their risk number? The first step is to answer a simple questionnaire that generates their risk number. The next step is to determine the risk number of their current portfolio. According to Riskalyze”s methodology, an investor might have a risk number of 28. However, his current portfolio might generate a risk number of 58. According to Riskalyze, this investor is probably taking more risk than he should be.
Many people are invested outside of the bounds of their risk tolerance level. Riskalyze enables an investor to pinpoint how much risk they can bear and stay in their comfort zone.
Our Riskalyze Risk Questionnaire process was built upon decades of work of behavioral economic work including but not limited to the academic framework called Prospect Theory that won the Nobel Prize for Economic Sciences in 2002.
The Riskalyze Risk Number and corresponding risk/reward range empowers the advisor-client relationship with stated expectations. Gone are the days of clients and advisors putting their faith in subjective, loosely defined semantics like moderate, conservative, moderately conservative. Now the advisor-client relationship is empowered by transparent, objective, well-defined, actionable expectations and the probability of success is quantified and unemotional.